Bank Phishing Scams . . . . .

An example of a phishing e-mail, disguised as ...

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. . . Do You Know How To Spot Them?

Bank Phishing Scams are becoming more and more sophisticated, so it naturally follows that they can be extremely difficult to spot. What is a bank phishing scam? Well, I’ll tell you, it’s when you receive an email which says it’s from your bank . . . looks like it’s from your bank . . . for all you know it is from your bank . . . asking you to click on a link to verify certain account information  blah blah blah . . . but guess what, one click and they have all of the information they’ll ever need to bleed you dry.

Bank Phishing Scammers are extremely clever, it’s a pity they don’t use all of their knowledge and talents in other directions, but hey, that’s the world isn’t it? Anyway, in recent months they’ve even gained access to genuine domain names and set up websites which people genuinely believe to be a real bank.  Once you visit the website (thinking it’s part of your real bank) you might be asked to update your account details and wham . . . they’ve got you.

Bank Phishing Emails can be very convincing indeed. Typical examples are when a client receives an email from “their bank” requesting that they fill in some personal information, you know the sort of stuff . . . social security number, credit card details, bank account details . . . once you’ve divulged this info to your scammer they can start a merry online shopping spree using your information, and the chances are that you won’t be any the wiser until you receive a statement a month later. How much damage can be done in that time?

Another Bank Phishing Scam to watch out for is if you receive an email from “your bank” asking you to verify your telephone number, seems harmless enough, BUT once you call the number you might be redirected to a telephone number in a different country (unbeknown to you of course) and once you are connected to that number the scammer can access your incoming calls without you knowing a thing about it, until perhaps your telephone service is suspended. The scammers can even call you back to tell you that your account has been verified, giving the whole procedure an air of legitimacy.

Take a look at some of the following examples, I haven’t made them up, they really have been sent to real people by real bank phishing scammers . . .


We recently have determined that different computers
have logged into your
XXX Online Banking account,and multiple password
failures were present before the logons.
We now need you to log into your account and verify
your account activity.
ccount we have issued this warning message . . . ”

“It has come to our attention that your XXX Online
Banking account information needs to be
reactivated as part of our continuing commitment to…”

“You have 1 new secure message Please login to your
online and visit the secure Messages, section in
order to read the message, To Login, please click
the link below: . . . ”

“We have recently discovered that multiple computers
have attempted to log into your XXX Bank Online
Account, and multiple password failures were presented
before the logons.We now require you to re-validate your account

“Due to this recent upgrade you are requested to upgrade
your account information by following the reference
below, using our new secure and safe SSL servers. . . ”

They all look pretty realistic and convincing don’t they . . . very professional. Do you know what the scary thing is? We all think that we’re too smart to get caught out and people who do become victims of these bank phishing scams can’t believe that they actually fell for it, but how many times have you clicked on a link just because you were told to . . . DON’T CLICK ON LINKS FROM ANY EMAIL, ALWAYS ENTER THE URL INTO THE TOOLBAR YOURSELF . . . you know it makes sense.

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